Retention of student courses credits due to pending balances on unpaid rates and enrollment owed to their schools has durable negative effects, especially in low-income students and color students, according to a new qualitative study of Ithaka S + R, a higher education consulting firm.

The authors of the study on the so-called braided credits argue that retained transcripts are a problem of racial and socioeconomic capital that delays or prevents students from graduating and is an obstacle to career opportunities that would help them To earn enough money to pay off your institutional debts.

The study is based on interviews with 11 color students and two transfer counselors of five higher education institutions about their experiences and thoughts on chaired credits. The study also highlights the narrations of shared students in social networks.

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